MTD becomes mandatory for £30k+ landlords from April 2027 30 days free — no card required Built in London. Registered with HMRC's software developer team. MTD becomes mandatory for £30k+ landlords from April 2027 30 days free — no card required Built in London. Registered with HMRC's software developer team.
Duoledger
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Making Tax Digital · Income Tax

One app.
Both tax returns.

Duoledger is the only Making Tax Digital app built for landlords who also freelance. Rent, expenses, invoices and mileage — all in one quarterly submission to HMRC.

Start free See how it works
  • Registered on the HMRC Developer Hub
  • Open Banking feeds coming soon
  • 30 days free — no card required
Built on / integrating with
HMRC Developer Hub Stripe Supabase Cloudflare TrueLayer — coming soon UK GDPR
The hybrid gap

The 900,000 landlords every other MTD app forgot.

Most landlords aren't just landlords. They teach on Saturdays, drive on Fridays, sell on Etsy, consult on the side. From April 2027, HMRC needs a quarterly digital return for each income stream. Every rival makes you pay for two apps and reconcile them yourself.

Every other MTD app
  • ✕ Buy a landlord app and a self-employment app
  • ✕ Two subscriptions, two logins, two dashboards
  • ✕ Manually match a Stripe payout to the right business
  • ✕ File two quarterly returns on two different portals
  • ✕ £20-30/month, minimum
Duoledger
  • ✓ One app. One login. One tax picture.
  • ✓ Bank feeds auto-classify to property or self-employment
  • ✓ Quarterly returns submitted in one flow
  • ✓ One final declaration in April, correctly totalled
  • ✓ £19/month — flat, no per-property surcharges
Who it's for

If you tick two of these boxes, you need Duoledger.

1–5 rental properties

Sole or joint ownership. UK residential. We handle the ownership split maths and the SA105 categories automatically.

1.9m UK landlords fit this profile

Self-employment on the side

Consulting, tutoring, coaching, freelance design, Etsy, Airbnb hosting. Any income HMRC treats as trading, not employment.

900k hybrid landlords — our wedge

Combined income over £30k

MTD is mandatory for you from April 2027 if property + trade income is over £30k. Over £20k from April 2028.

Apr 2027 mandate — 7 months away
How it works

Set up on a Sunday. Compliant by Monday.

01

Connect your bank

Coming soon: Open Banking through TrueLayer, an FCA-authorised provider. Read-only and revocable at any time. Until it lands, add transactions manually or import a CSV.

🏦 Barclays PersonalConnected
💳 Starling BusinessConnected
🏦 Add another bank+ Add
02

Classify once, forever

Every transaction is auto-tagged property or self-employment, and mapped to an HMRC SA105 or SA103 category. You confirm the first few. It learns.

Screwfix — £184.20Repairs · 42 Sydenham Rd
Google Ads — £62.00Advertising · Freelance
Rent — £1,650Rental income · 42 Sydenham Rd
03

Submit in one click

Every quarter, we show you exactly what HMRC will see — in plain English — and file it via the Property Business and Self-Employment APIs. You get an official acknowledgement reference.

Property income (Q3)£18,240.00
Self-employment (Q3)£9,850.00
Ready to submit✓
04

End the year in an evening

Final declaration in April uses everything you've already submitted. Add adjustments in a wizard. Crystallise your tax with HMRC. Done.

Tax owed 2026/27£8,412
Paid on account£5,900
Balance£2,512

“I've got two flats and I tutor A-level maths on the side. Hammock did the property bit. QuickBooks did the freelance bit. Every quarter I was reconciling two spreadsheets at 11pm on a Sunday. Duoledger is the only thing I've found that treats me like one person.”

Everything MTD asks for

The whole compliance loop, not just the easy bit.

HMRC's Making Tax Digital rules require the entire year-round cycle. We ship all of it.

📋

Digital record keeping

Every rent, expense and invoice stored digitally, in HMRC's required categories, with a full audit trail.

📸

Receipt capture & OCR

Snap a receipt on your phone or WhatsApp it to us. We extract the date, amount and vendor automatically.

🔗

Bank feeds included

Open Banking connections built in on every plan — not an add-on, not a paywall. Solo 1, Small 3, Hybrid 5, Portfolio unlimited.

🏘️

Joint ownership splits

Own with a spouse or partner? We handle the 50/50 (or any %) split on rent and expenses correctly.

📤

Quarterly submissions

Property Business API for rents, Self-Employment Business API for trade — filed together, tracked separately.

✅

Final declaration wizard

End-of-year adjustments, losses brought forward, private use — all guided. Crystallise your tax in one flow.

Pricing

Flat pricing. No per-property surcharges.

Cancel any time. First 30 days free — no card required.

Solo
£5/month
One property. One bank. Full MTD.
  • 1 rental property
  • 1 bank connection
  • OCR receipt capture
  • Quarterly + final MTD submissions
Start free
Small
£12/month
Up to 5 properties. Up to 3 banks.
  • Up to 5 properties
  • Up to 3 bank connections
  • WhatsApp receipt intake
  • Joint ownership splits
Start free
The wedge
Hybrid
£19/month
Property plus self-employment MTD. In one app.
  • Everything in Small
  • Up to 5 bank connections
  • + Self-employment MTD
  • Mileage tracker
  • Combined final declaration
Start free
Portfolio
£29/month
6–15 properties. Portfolio landlords.
  • Up to 15 properties
  • Unlimited bank connections
  • Property performance reports
  • Accountant read-only access
  • Priority support
Start free
How we compare

The market, honestly.

Every rival is a great tool for one thing. We're the only one built for landlords who are also something else.

 
Duoledger
Hammock
Landlord Studio
Landlord Vision
Entry price
£5/mo
£8/mo
Free (limited)
£21.97/mo
Bank feeds on entry plan
✓
✓
✕ (PRO only)
✓
OCR receipts
✓
✕
✓
✓
Self-employment MTD in same app
✓
✕
✕
✕
Combined quarterly submission
✓
✕
✕
✕
Free 30-day trial
✓
✓
Freemium
✓
UK-native & FCA-adjacent
✓
✓
US-origin
✓
Pricing verified Sep 2026 from Independent Landlord, Rentalbux, and each vendor's public pricing page.
A note from the founder

Built by a landlord who also freelances.
Because I needed it too.

I've built and shipped software for a decade, including apps you may have used. I have rentals in London and a consulting income on the side, and every April I lost a weekend to spreadsheets that shouldn't have existed. When HMRC announced MTD for £30k+ from April 2027, I looked for a tool that handled both incomes in one place. There wasn't one. So I'm building it.

Ed H.
Founder, Duoledger · London
Frequently asked

Everything landlords ask us before they sign up.

Are you actually HMRC-recognised?

We're in the recognition process. Duoledger is registered with HMRC's Software Developer Support Team, integrated with the MTD sandbox, and working through HMRC's approval checklist. We expect to appear on the official Gov.uk software list before the April 2027 mandate. You can bookkeep with us today and file through us the day recognition lands — no data migration needed.

What is a "hybrid" landlord and why does it matter?

MTD for Income Tax treats property income and self-employment as two separate businesses. If you have both, HMRC needs a quarterly digital submission for each. Every other landlord tool only covers property — you'd need a second app (and second subscription) for freelance income, then reconcile the two yourself. We do both, in one submission flow.

When do I actually need to comply?

MTD ITSA is already live for landlords/traders over £50k as of April 2026. The threshold drops to £30k from April 2027 and £20k from April 2028 (ICAS confirms the timeline). Between 800,000 and 900,000 new taxpayers come into scope over that period.

Is my bank data safe?

Bank connections use Open Banking through TrueLayer, an FCA-authorised provider. Read-only access, revocable at any time from your bank's app. We never see your login credentials. Data is encrypted at rest (AES-256) and in transit (TLS 1.3). We are GDPR-first and our ICO registration is in progress. Bank feeds are not live yet — this is how they will work when they launch.

What if I have an accountant?

Great — keep them. Portfolio plan gives them read-only access to your books so they review and advise without you exporting a single CSV. If they want to file on your behalf under agent authorisation, that's on our roadmap for Q3 2027.

What about joint ownership?

Own a property 50/50 with a spouse? Or 60/40 with a business partner? Add the ownership split once per property. We apportion income and expenses correctly on every quarterly submission and the final declaration.

Why should I trust a new tool with something this important?

Fair question. Two answers. One: we're not asking you to file with HMRC on day one — you can bookkeep with us and export to your accountant until you're ready. Two: the alternative is doing this in a spreadsheet, or paying £30-50/month for two tools that weren't designed to work together. We're built for exactly your situation.

Get started in under 5 minutes.

Property income and self-employment MTD in one app. 30 days free — no card required.

Start free I already have an account
No card required Cancel any time HMRC MTD-ready
MTD, done properly. For landlords who are also something else.